With the changing environment of health insurance it is crucial that we stay current and educated in order to help you find your way thru the maze of health care reform. From the passing of the Affordable Care Act on March 23, 2010 to the current Supreme Court ruling, health insurance regulations are in an ever-changing state of flux.
Now more than ever it is so important to stay abreast of these changes because the fines and penalties can be severe.
Let us be your partner as we explore and guide you through this new territory of health insurance. Contact us today with any questions you might have.
General Insurance Questions
What should I expect to answer when I apply for an insurance policy?
When an insurance company is deciding whether or not to offer automobile insurance to a potential customer, it will want to know about the person’s previous driving record, whether they have any recent accidents or tickets, and what type of car is to be insured.
Insurance companies have different programs for different customers. Adults with good driving records will generally pay less for auto insurance than will a young driver with traffic tickets. In order to determine which program you qualify for, an insurance company needs basic information about you.
In addition to your age, gender and driving experience, information about the vehicle you drive, and how you drive it, is also needed to determine a fair price. For example, a large luxury car costs more to repair or replace than a sub-compact; and, someone who commutes 30 miles each way is more likely to be in an accident than someone who rides the bus to work and drives only on weekends.